"Speculation is only a word covering the..." - Quote by Henry Ford

“Borrowing for expansion is one thing; borrowing to make up for mismanagement and waste is quite another.”

“You say I started out with practically nothing, but that isn't correct. We all start with all there is, it's how we use it that makes things possible.”

“It is a striving to attain the best. To throttle it would mean to stop all progress. Certain men do not need to compete. They are pioneers.”

“If you watch your pennies, the pounds will take care of themselves.”

“Money is numbers and numbers never end. If it takes money to be happy, your search for happiness will never end.”

“Riches, when they come in huge quantities, are never the result of HARD work!”

“The banks themselves were doing business on capitals three-fourths of which were fictitious. This fictitious capital... is now to be lost, and to fall on somebody; it must take on those who have property to meet it, and probably on the less cautious part, who, not aware of the impending catastrophe, have suffered themselves to contract, or to be in debt, and must now sacrifice their property of a value many times the amount of the debt. We have been truly sowing the wind, and are now reaping the whirlwind.”

“Fear is the foe of the faddist, but the friend of the fundamentalist.”

“I'm not a futurist.”