“If you have too many problems, maybe you should get out of business. There is no law that says a company must last forever.”

“You must accept that if the computer is a tool, it is the job of tool user to know what to use it for.”

“The manager is a servant. His master is the institution he manages and his first responsibility must therefore be to it.”

“There is a point at which a transformation has to take place.”

“Progress is obtained only by exploiting opportunities, not by solving problems. When you solve problems, all you do is guarantee a return to normalcy.”

“Let us, like merchants, show our foulest wares,And think perchance they'll sell; if not,The lustre of the better yet to showShall show the better.”

“The greatest meliorator of the world is selfish, huckstering Trade.”

“In finance everything that is agreeable is unsoundand everything that is sound is disagreeable.”

“When we mean to build, We first survey the plot, then draw the model; And when we see the figure of the house, Then must we rate the cost of the erection.”

“The fashion of the world is to avoid cost, and you encounter it.”

“Envy is the tax which all distinction must pay.”

“All life is an experiment. The more experiments you make the better.”

“The Good Spirit never cared for the colleges, and though all men and boys were now drilled in Greek, Latin, and Mathematics, it had quite left these shells high on the beach, and was creating and feeding other matters [science] at other ends of the world.”

“Nature is a rag-merchant, who works up every shred and ort and end into new creations; like a good chemist, whom I found, the other day, in his laboratory, converting his old shirts into pure white sugar.”

“I'm constantly amazed that owners and managers of all businesses don't train their people to call the person who pays by credit card by name. It definitely makes the customer feel good and will be a factor in bringing them back to your place of business.”

“People don't buy for logical reasons. They buy for emotional reasons.”

“You shake a slogan at an American and it's just like showing a hungry dog a bone.”

“Profit is a blessing, if it's not stolen.”

“A right judgment draws us a profit from all things we see .”

“It is a socialist idea that making profits is a vice; I consider the real vice is making losses.”