"Creditors have better memories than debtors...." - Quote by Benjamin Franklin

“If we are industrious, we shall never starve; for, at the workingman's house hunger looks in, but dares not enter. Nor will the bailiff or the constable enter, for industry pays debts, while despair increaseth them.”

“I think also, that general virtue is more probably to be expected and obtained from the education of youth, than from exhortations of adult persons; bad habits and vices of the mind being, like diseases of the body, more easily prevented than cured. I think moreover, that talents for the education of youth are the gift of God; and that he on whom they are bestowed, whenever a way is opened for use of them, is as strongly called as if he heard a voice from heaven.”

“Perhaps the history of the errors of mankind, all things considered, is more valuable and interesting than that of their discoveries. Truth is uniform and narrow; it constantly exists, and does not seem to require so much an active energy, as a passive aptitude of the soul in order to encounter it. But error is endlessly diversified; it has no reality, but is the pure and simple creation of the mind that invents it. In this field the soul has room enough to expand herself, to display all her boundless faculties, and all her beautiful and interesting extravagancies and absurdities.”

“Advertising is the art of convincing people to spend money they don't have for something they don't need.”

“No nation ought to be without a debt. A national debt is a national bond; and when it bears no interest, is in no case a grievance.”

“Any Government, like any family, can for a year spend a little more than it earns. But you and I know that a continuation of that habit means the poorhouse.”

“The definition of success is getting many of the things money can buy and all the things money can't buy.”

“The mass of the rich and the poor are differentiated by their incomes and nothing else,and the average millionaire is only the average dishwasher dressed in a new suit.”

“They have passed the big inheritance tax, and that gets you when you are gone. You used to could die and be able to beat taxes, but not now. The undertaker don't go over your body as carefully as the assessor does your accumilated assets, and he gets his before the undertaker. They have it on these big fortunes now where they pay as high as 60 to 70 percent of what they leave. That's mighty expensive dying when it runs into money like that, and you won't see 'em dropping off as casually as they have been.”